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| Get
Free No Obligation Income Protection or
Permanent Health Insurance Quotes |
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Income Protection and
Permanent Health Insurance is the same
type of cover as each other. They are
just different names for the same
policy. This type of insurance is
designed to cover income if the
policyholder cannot work after a period
of time called the deferred period. The
income is paid for a set time which is
determined at the time of application.
Many people confuse income protection
insurance with Accident Sickness and
Unemployment cover. These ASU policies
are designed for more of a shorter term
measure. The maximum these pay out for
is 24 months although typically they are
set for 12 months. 3 options exist for
ASU cover Unemployment Only, Accident
and Sickness only or Accident Sickness
and Unemployment.
However with Permanent Health Insurance
or Income Protection Cover no such
choice exists. Instead you choose how
much income you want to replace
(normally this is limited to between 60%
and 70% of gross annual income). You
choose how long you want the income for
typically this is set until age 65. The
if you cannot work due to illness or
accident then the policy will pay out.
Unlike ASU cover income protection
policies can be very fussy about the
type of occupations they will insure.
Most labour intensive jobs such as
builders etc are not insurable. For
these higher risk occupation the only
option to protect income is ASU cover.
Use the form on the right to get quotes
on income protection insurance. |
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| Quotes in 3 easy steps: |
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1. You complete the simple form
2. We search the whole of the market
3. You receive quotes |
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- Cover starts from as little as *£5 per month
- Quotes are FREE and without obligation
- We can put policies in trust for
free.
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| We compare the leading insurers including: |
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Useful Website Sections: |
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Popular Income Protection and Permanent
Health Insurance Articles: |
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*£5.00 Per month quote based on 25 Year
old female Non Smoker for £102,740
guaranteed level life cover only for
term of 25 Years.
**Take out life insurance before 31st
December 2010 and receive a £25.00 gift voucher. Voucher sent
once 3 months premiums are paid. If you
cancel within this period the voucher
will not be paid. One voucher per
customer. |
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