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Income Protection Deferred Periods
Posted on February 5th, 2011 in All Posts, Income Protection, Permanent Health Insurance, Ways to Protect Income.Income Protection and Permanent Health Insurance policies have what is known as a Waiting Period or Deferred Period this can be described as. “once you claim, there is a delay before payments start. You can choose how long this is, for example from 4 weeks up to 104 weeks. The longer the waiting period, the less you [...]
Income Protection Maximums
Posted on February 5th, 2011 in All Posts, Income Protection, Permanent Health Insurance, Ways to Protect Income.The maximum amount of cover allowed under an income protection insurance policy varies from insurer to insurer. However the normal limits that apply are between 60% and 70% of you annual earnings. Friends Provident base these limits on net earnings and these limits are shown below: 70% of the first £10,000 a year of your [...]
Income Protection and Permanent Health Insurance
Posted on February 5th, 2011 in All Posts, Income Protection, Permanent Health Insurance, Ways to Protect Income.Income Protection and Permanent Health Insurance is the same type of cover as each other. They are just different names for the same policy. This type of insurance is designed to cover income if the policyholder cannot work after a period of time called the deferred period. The income is paid for a set time [...]
About Me
This is the site and Blog of Damian Youell. I am a fully qualified financial adviser. I believe that many life insurance consumers are missing out on important and valued advice that can be gained from using an IFA.
I specialise in offering more complex policies such as business protection, relevant life policies etc. However I still believe that even for the simple term insurance policies consumers can benefit from financial advice.
Feel free to contact me. The site makes it quite easy to book and appointment, email or ring.
