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Need Critical Illness Cover? Why use us?
FREE Amazon Gift Voucher For a limited time we are offering a FREE Amazon Gift Voucher worth £25.00 for every new client that takes a critical illness policy. Get a quote now and register for you Gift Voucher. “Terms and Conditions apply” *
Huge Insurer Panel To ensure you get the most suitable critical illness cover we deal with an extensive panel of insurers. Fill in the short form and get critical illness insurance quotes from the UK’s leading life insurance providers.
Free Trust Writing Service The benefits of writing critical illness policies in trust is massive. However only 6% of life cover is set up in trust. Use our free Trust writing service to help avoid IHT and ensure the sum assured goes to the right person in a speedily manner.
Internet Prices - IFA Advice
Internet Prices - IFA Advice All quotes are done by a fully qualified financial adviser. Not only do you get internet price comparison site premiums, you get them with a full advice service.
Types of Critical Illness Cover Available
Critical Illness Standalone If the policyholder has no dependants then sometimes there is no need to have life cover. In cases like this a policy that covers critical illness but no insurance for death can sometimes be cheaper.
Life and Critical Illness Cover Normally a critical illness policy will be taken out to pay out if the insured should die or get a critical illness condition. The plan will only pay out on the 1st event.
Family Income Benefit with Critical Illness Many families use family income benefit to replace the income of a spouse on their death. However most do not realize that the same cover is available with the critical illness option.

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About Me



This is the site and Blog of Damian Youell. I am a fully qualified financial adviser. I believe that many life insurance consumers are missing out on important and valued advice that can be gained from using an IFA.

I specialise in offering more complex policies such as business protection, relevant life policies etc. However I still believe that even for the simple term insurance policies consumers can benefit from financial advice.

Feel free to contact me. The site makes it quite easy to book an appointment, email or ring.