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If you are thinking of taking out a Joint Life cover then read this first.
 
Normally with a joint term insurance policy, should one of you need to claim for Life or Critical illness then the policy finishes after the claim has been made.

However should you both die at the same time, perhaps in a car crash, then the policy still only pays out the sum assured once.

However for a very small amount extra per month you could instead have 2 single life insurance policies. This would pay out double the amount of life cover. This could be useful if you have dependents buy may be not so appealing if you don't.

However many critical illness polices come with children's critical illness cover as standard for example £15,000. If you had one joint policy then the policy would just pay out £15,000. However if you had 2 single life policies then this would pay out £30,000.

To find out more and to get quotes to compare joint and 2 single life policies fill in the form to the right hand side. A qualified life insurance specialist will help you get the best cover for your budget.
 
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  • Cover starts from as little as *£5 per month
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*£5.00 Per month quote based on 25 Year old female Non Smoker for £102,740 guaranteed level life cover only for term of 25 Years.

 

 
 
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