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Need Term Life Insurance? Why use us?
FREE Amazon Gift Voucher For a limited time we are offering a FREE Amazon Gift Voucher worth £25.00 for every new client. Get a quote now and register for you Gift Voucher. “Terms and Conditions apply” *
Huge Insurer Panel To ensure you get the most suitable life insurance company we deal with an extensive panel of insurers. Fill in the short form and get quotes from the UK’s leading life insurance providers.
Free Trust Writing Service The benefits of writing life insurance in trust is massive. However only 6% of life cover is set up in trust. Use our free Trust writing service to help avoid IHT and ensure the sum assured goes to the right person in a speedily manner.
Internet Prices - IFA Advice
Internet Prices - IFA Advice All quotes are done by a fully qualified financial adviser. Not only do you get internet price comparison site premiums, you get them with a full advice service.
Types of Term Life Insurance Available.
Mortgage Protection Term Life Insurance Term life insurance is often used to protect mortgage debt. If the mortgage is interest only the term life is normally set to a level basis. If the mortgage is on a repayment then the cover is set to decrease in line with the mortgage debt on a decreasing basis.
Term Life with Critical Illness Cover for life can be enhanced by adding the more likely critical illness cover. The main  critical illnesses covered include cancer, heart attack and strokes. These days though insurer’s cover 30 plus conditions.
Term Life Insurance for Family Protection Many families use term life insurance to protect the income of the earners. In this instance the sum assured would be invested to provide a monthly income.

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About Me



This is the site and Blog of Damian Youell. I am a fully qualified financial adviser. I believe that many life insurance consumers are missing out on important and valued advice that can be gained from using an IFA.

I specialise in offering more complex policies such as business protection, relevant life policies etc. However I still believe that even for the simple term insurance policies consumers can benefit from financial advice.

Feel free to contact me. The site makes it quite easy to book an appointment, email or ring.